Ever know someone who’s got the big house, a place at the lake, two Range Rovers, private schools, and ritzy vacations, yet they still complain about money? Maybe that someone is you? Do you know what your real “burn rate” is—the amount of money you reliably spend per month when you add up mortgage, insurance, […]

After a bumpy November, investors are looking at the calendar with a mix of anxiety and hope, waiting for Old Saint Nick to secure a solid December. I can almost hear Springsteen’s rendition of Santa Claus is Coming to Town playing over the trading floor loudspeakers. However, there is often a misconception about what this […]

Part of what makes the American economy the envy of the world is twofold: First, Americans’ insatiable desire for self-determination and professional independence — or put more simply, our collective belief that you can dream up an idea and set sail on the sea of starting your own business. Second, a business environment that actually […]

Remember during COVID when mortgage rates dropped below 3%? People were buying houses or refinancing like crazy. But now what? The housing market is in a freeze of sorts as there are simply not enough homes for sale. Homeowners are reluctant to give up a 3% mortgage only to turn around and buy a new […]

I’ve always been a big fan of Thanksgiving—maybe more than most. I look forward to the warmth of family time without the pressures of gift shopping, wrapping, and marathon holiday scheduling. Christmas is wonderful, of course, but it can feel like a sprint: closing out year-end business, juggling the kids’ school performances, tracking down gifts, […]